Contact top-rated Denver insurance dispute lawyers at Callender Bowlin if you need urgent assistance after suffering from your insurance company’s unfair practices and tactics.

Based in Houston, Texas, the boutique litigation law firm has offices in Denver and Albuquerque. Its founding partners, Mark Callender and Josh Bowlin, have over two decades of experience trying cases in federal and district courts in various venues nationwide.

Callender Bowlin has a long track record of success in maximizing damages and defending the rights of policyholders from insurance companies who have treated them unfairly and violated their covenant. Feel free to browse through the verified testimonials of our satisfied clients in Denver.

Why Choose Callender Bowlin?

​​At Callender Bowlin, our team of insurance lawyers is dedicated to standing by our clients every step of the way through the claims process in Denver. We fiercely believe that if you’re entitled to compensation, you should receive every penny you deserve under the law.

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Albuquerque Car Accident Lawyer Josh Bowlin

Obtaining the sum that you rightfully deserve under your policy should be straightforward. However, insurance companies often complicate matters, prioritizing their profits over your needs. It’s crucial to remember that they don’t work for you – they profit by collecting premiums and minimizing payouts.

Determining the true value of your case can take time and effort, leaving you unsure of how to secure your rightful payment. That’s where our compassionate and experienced insurance attorneys come in. As a boutique law firm specializing in unfair practices of insurance companies, we’ve handled a long list of insurance disputes. We’re here to fight for you and your rights.

How Much Do We Charge: We operate on a contingency fee arrangement. This means that our clients do not pay any legal fees upfront. Instead, our fees are contingent upon the successful outcome of the case.

Contact Us Now: If you or a loved one has experienced an insurance dispute or any other unfair practice, you can get help and representation from a Denver insurance lawyer at Callender Bowlin. We’re always available to provide support. Call (719) 350-4872 now or send us a message.

How Can We Help You In An Insurance Dispute Claim?

A Denver insurance dispute lawyer is within reach at Callender Bowlin. An insurance dispute occurs when the policyholder and the insurance provider refuse to agree on the details or terms of a settlement. In instances such as this, hiring an insurance dispute lawyer can be of tremendous help.

Insurance dispute lawyers are well-versed in the law. They can help you better understand the laws surrounding your claim, which is very important in the process of resolving the dispute. They can help you gather essential documents that may strengthen your claim and receive a better settlement.

If by any chance your insurance provider refuses to agree to a settlement, an insurance dispute lawyer can file an insurance dispute lawsuit against them on your behalf as well as serve as your legal representation in court.

Fortunately, Callender Bowlin specializes in insurance disputes. Our legal team consists of lawyers who are experts in insurance laws and can easily handle the claims process with ease, ensuring that you acquire the legal assistance you need as you fight for your rights as a policyholder.

About Insurance Disputes in Denver

Consult with an experienced attorney about your insurance disputes so you can maximize your compensation. According to the state’s Commissioner of Insurance, the latest data reveals that Colorado residents spent more than $54 billion in premiums to over 1,500 companies.

The following lines of business account for 83.2 percent of total insurance premiums:

  • Accident and health insurance – 34.3%
  • Annuities – 12.5%
  • Private passenger automobile insurance – 11.2%
  • Homeowners – 7.0%
  • Life insurance – 6.0%
  • Other liability – 4.1%
  • Commercial multiple perils – 2.2%
  • Workers’ compensation – 1.9%
  • Commercial auto – 1.8%
  • Inland Marine – 1.3%
  • Title – 0.9%

With such high premiums across sectors, policyholders should expect that their insurance companies would honor their obligations when they suffer covered losses. However, the Colorado Division of Insurance (DOI) said that it recovered nearly $22 million in 2023 that were unjustly withheld.

The amount represents the money that goes to consumers in situations where the DOI finds that an insurance company improperly denied a claim or did not initially pay the correct claim amount.

Recoveries can also come about when a company is delaying payment on a claim or has not followed state insurance laws and regulations.

Types of Insurance Dispute Claims

Insurance disputes can arise in various types of insurance, including:

Property Insurance Disputes: These involve disagreements over coverage for damage to property, such as homes, buildings, or personal belongings, due to events like fire, theft, or natural disasters.

Auto Insurance Disputes: These disputes typically revolve around coverage for vehicle damage, bodily injury, or liability issues resulting from accidents or other incidents involving automobiles.

Health Insurance Disputes: These concern coverage for medical treatments, procedures, prescriptions, or denied claims related to health insurance policies.

Life Insurance Disputes: These involve disagreements over coverage or benefits related to life insurance policies, including disputes over beneficiaries, policy terms, or payment of death benefits.

Disability Insurance Disputes: These disputes pertain to coverage for disabilities that prevent individuals from working and involve disagreements over eligibility, benefits, or denied claims under disability insurance policies.

Liability Insurance Disputes: These disputes involve disagreements over coverage for legal liability, such as personal injury or property damage claims, under liability insurance policies held by individuals or businesses.

Professional Liability Insurance Disputes: These disputes concern coverage for errors, omissions, or negligence claims against professionals, such as doctors, lawyers, or accountants, under professional liability insurance policies.

Business Insurance Disputes: These relate to coverage for risks and losses faced by businesses, including property damage, liability claims, business interruption, or other commercial risks covered under business insurance policies.

Insurance Bad Faith Claims: These allege that an insurance company acted in bad faith by unreasonably denying coverage, delaying claim processing, or failing to fulfill its obligations under an insurance policy.

Coverage Disputes: These involve disagreements between policyholders and insurance companies regarding the interpretation or scope of coverage provided by insurance policies, including disputes over policy language, exclusions, or limitations.

Types of Damages and Compensation From Insurance Dispute Claims

In insurance dispute claims, various kinds of damages and compensation may be sought depending on the nature of the dispute and the coverage provided by the insurance policy.

Some common types of damages and compensation in insurance dispute claims include:

  • Compensatory damages
  • Actual damages
  • Consequential damages
  • Punitive damages
  • Statutory damages
  • Coverage benefits
  • Interest
  • Attorney’s fees and costs

Role of a Specialized Attorney

Insurance dispute lawyers play a vital role in resolving insurance disputes between policyholders and their insurance providers. If you believe your rights as a policyholder are being violated and your insurance provider has breached the contract and is acting in bad faith, an insurance dispute lawyer can help you successfully navigate the claims process.

So, what exactly can an insurance dispute lawyer do for your case? Attorneys can:

  • Negotiate on your behalf
  • Ensure your rights are being protected
  • Guidance throughout the claims process
  • Clear interpretation of the key details of the insurance policy
  • Gather documents essential to your claim
  • Build a strong case and represent your claim in court

Legal Consequences Of Insurance Disputes

Insurance disputes arise when policyholders find themselves in a disagreement with their insurance providers over a claim. If you are involved in a situation like this, it is important to understand the legal process and legal consequences of insurance disputes.

In trying to resolve these matters, policyholders and insurance providers may engage in the following:

Mediation and Arbitration

Mediation and arbitration are both forms of alternative dispute resolution. However, while both forms involve a third-party to help settle their dispute, these two are still different things.

In mediation, a neutral, trained mediator helps the two conflicting parties reach a settlement, but in the end, the two conflicting parties make the final decision. In arbitration, the neutral third party, also known as the arbitrator, serves as a private judge between the two conflicting parties and makes a verdict.


When a policyholder and an insurance provider fail to reach a settlement outside of the courtroom, the former may resort to filing a civil lawsuit.

Basically, this legal action begins when a plaintiff, such as a policyholder, files a complaint against the defendant, in this case, the insurance provider. Both parties effectively refer their issues to the court to decide their rights and obligations.

Negotiations and Settlements

A negotiation involves two or more parties engaging in a discussion in order to reach an agreement. In negotiations, there is no process for how both parties should proceed.

A settlement, on the other hand, refers to an arrangement that both parties adhere to, to end a disagreement without having to take it to court.

Working with a Local Insurance Dispute Claims Lawyer

While it is possible to reach an agreement with your insurance provider without the help of a lawyer, hiring a local insurance dispute lawyer can provide you with several advantages as you try to resolve your insurance dispute. Some of these advantages include:

Expertise and essential knowledge of the law

One of the many reasons why you should hire a local lawyer to help you is their expertise and essential knowledge of the law. Reaching a settlement with an insurance provider may seem like an easy task at first, but without the relevant knowledge of the law governing your claim, you may not realize that you are receiving unfair compensation for the damages and losses you have sustained.


Having a dispute with your insurance provider can be a very stressful and overwhelming experience, especially if it is your first time being involved in one. Having an experienced local lawyer by your side can help you navigate the struggles associated with the dispute.

Collect essential documents and review the facts of the case

Insurance dispute lawyers have connections. Because of these connections, they can gather crucial documents related to your claim and review the facts of the case – enabling them to build a stronger case.

Determine the fair value of an insurance claim

With the help of an insurance dispute lawyer, you will be able to avoid settling for a lowball settlement. Hiring an experienced attorney increases your chances of receiving a fair and better settlement.

Conduct negotiations on your behalf

Being involved in an insurance dispute increases the tension between you and your insurance provider. Insurance dispute lawyers have good communication abilities.

Therefore, they can communicate and conduct negotiations with your insurance providers on your behalf and possibly reach a favorable settlement.

Provide essential legal advice

Insurance dispute lawyers aim to protect your rights as a policyholder and as their client. As your legal counsel, they will be able to provide you with essential legal advice and guide you on the steps you need to take as you go through the complexities of the legal process.

Contact A Denver-based Insurance Dispute Lawyer Now

Consult with a trusted Denver insurance dispute attorney to successfully recover the damages and losses you have sustained from an unfortunate event. If your insurance provider tries to underpay or deny your insurance claim, Callender Bowlin is here to help.

By hiring an insurance dispute lawyer from Callender Bowlin, you will be able to fight for your rights as a policyholder and receive the right amount of compensation you deserve.

With our vast resources and network of legal experts, we are ready to face powerful insurance companies. We can confidently handle your case – and winning is the only option.

If you or a loved one has experienced an insurance dispute from your insurer or any other unfair practice, contact us now at (719) 350-4872 or send us a message for a free comprehensive case review to discover how we can support you during this challenging time.

Callender Bowlin LLP
1550 Wewatta St
Denver, CO 80202