Category: Insurance
What Is the Difference Between Insurance and Reinsurance?
We fight insurance disputes for everyday Texans. Houston insurance litigator Mark Callender and coverage lawyer Josh Bowlin lead our trial-ready team at CB Trial, just…
What Is Not Covered By An Umbrella Policy?
Mark Callender and Josh Bowlin lead CB Trial’s Houston practice with a singular mission: protect neighbors facing sudden financial risk after a serious accident or…
Does Signing a Waiver Mean You Can’t Sue?
Signing a waiver does not always mean you lose your right to sue. A waiver is a legal agreement meant to limit liability. Businesses use…
What Are Claim Denials for Self-Purchased Insurance Policies: Key Reasons, Appeal Steps, and Prevention?
Claim denials can happen when you buy insurance on your own. You pay the premiums yourself and choose the coverage without an employer’s help. Yet,…
What Should You Do When Your Insurance Claim Is Underpaid: Key Steps, Appeals, and More
Underpaid claims can leave you with unexpected costs. You have options, though. Review your policy’s details. Gather clear evidence of the full extent of your…
What to Expect After Rejecting an Insurance Settlement Offer: Your Next Steps
You might have hoped to avoid bringing your case to trial by recovering a settlement through the insurance company alone. However, it is more common…
Understanding Hail Damage Insurance: What to Expect in Payouts
Insurance coverage is designed to protect you if your home, vehicle, or business is damaged in some way. The state of Texas sees its fair…
Fighting Back: How a Texas Bad Faith Insurance Lawyer Can Help
One of the most difficult things to cope with after an accident is negotiating with the insurance company. Although insurance coverage is designed to protect…
Examinations Under Oath: A Comprehensive Guide to Your Rights and Responsibilities
Your life may be turned upside down after being involved in a serious accident or finding your home or belongings destroyed. You may initially feel…
What Happens When an Insurance Claim is Made Against You
Table of Contents Auto Insurance Stats Understanding the Basics of an Insurance Claim Against You Steps to Take When You Receive a Notice of a…
Does The Insurance Company Have To Pay My Medical Bills?
Table of Contents Factoid About US Health Insurance Overview of Insurance Coverage for Medical Bills Understanding Your Insurance Coverage When Insurance Should Pay Your Medical…
First-Party Vs. Third-Party Insurance Claims
Table of Contents What Are First-Party Insurance Claims? What Are Third-Party Insurance Claims? Comparing First-Party and Third-Party Claims Key Considerations When Filing Insurance Claims Legal…
What is First Party Insurance?
Table of Contents Factoid About Car Insurance in the US The Basics of First Party Insurance Types of First Party Insurance Coverage How First Party…
Can You Sue an Insurance Company for Bad Faith?
Table of Contents Factoid About Bad Faith Claim Settlements Definition of Bad Faith in Insurance Legal Framework Governing Insurance Practices Reasons for Insurance Claim Denials…
Is the Primary Insurance Holder Responsible for Medical Bills
Table of Contents Factoids About Medical Billing Definition and Role of the Primary Insurance Holder Understanding the Primary Holder’s Medical Bill Responsibilities Factors Determining Responsibility…
Understanding Health Insurance a Guide to Billing and Reimbursement Answer Key
Health insurance, for many, remains a complex topic. Yet, understanding its intricacies can lead to better healthcare decisions and financial savings. This guide aims to…
How Long After a Hurricane Can You File a Claim?
Table of Contents Understanding Hurricane Insurance How Long After a Hurricane Can You Claim Damage? How Long Does an Insurance Company Have to Respond to…
What to Do After a House Fire with No Insurance
Table of Contents Understanding the Gravity of No Insurance The Importance of Having Homeowners Insurance Immediate Steps to Take After the Fire Whose Fault Is…
Is Smoke Damage Covered by Insurance?
Table of Contents How Serious is Smoke Damage? How Do You Prove Smoke Damage? Does Homeowners Insurance Cover Cigarette Smoke Damage? Smoke Damage Insurance Claim…
House Fire Insurance Claim Denied
Table of Contents Why Would an Insurance Company Deny a Fire Claim? What Happens When a House Fire Insurance Claim is Denied? Steps to Take…
Roof Damage Lawyers
Table of Contents What Counts as Roof Damage? Does Homeowners Insurance Cover Roof Leaks from Rain? How Do I Make a Successful Roof Leak Insurance…
Does Boat Insurance Cover Storm Damage?
Table of Contents Understanding Boat Insurance Storm Damage and Boat Insurance Factors That Influence Coverage Steps to Take After Storm Damage Owning a boat is…
Insurance Coverage Disputes
Table of Contents What Happens When an Insurance Claim is Disputed? What is it Called When an Insurance Company Refuses to Pay a Claim? How…
How to Make a Successful Water Leak Insurance Claim: Best Practices
Table of Contents Factoids about Water Damage Understanding Water Damage and Insurance Preparing Before a Water Damage Incident Steps to Take Immediately After Discovering Water…
Top Reasons Insurance Companies Deny Fire Claims and How to Fight Back
Table of Contents Why Insurance Companies Deny Fire Claims Frequency of Denied Claims Home Coverage Denials Maximizing Fire Insurance Claims Common Mistakes Leading to Denials…
