How Long Does A Bad Faith Lawsuit Take

July 15, 2023

How Long Does A Bad Faith Lawsuit Take

When individuals obtain insurance policies, they expect their claims to be managed justly and in good faith by the insurance provider. However, in some instances, insurers may partake in bad faith practices, like unreasonably rejecting or delaying claims, undervaluing settlements, or failing to investigate claims properly. When policyholders face such situations, a bad faith lawsuit becomes a necessary course of action to protect their rights and hire a competent bad faith lawyer to handle their case.

Understanding Bad Faith Lawsuits

A bad faith lawsuit is a legal action taken against an insurance company when it fails to fulfill its obligations under an insurance policy. The significance of such a lawsuit is to hold the insurance provider liable for its wrongful acts or omissions and seek equitable compensation for the policyholder’s losses.

The Legal Process: Steps and Timelines

Filing a Lawsuit

To initiate a bad faith lawsuit, the policyholder, also known as the plaintiff, must file a complaint in the appropriate court. The complaint displays the facts of the case, the insurance provider’s bad faith acts, and the damages suffered by the plaintiff. Once the complaint is submitted, the lawsuit is then underway.

Pretrial Phase

After filing the lawsuit, both parties enter the pretrial phase. During this stage, the plaintiff and defendant exchange information, known as discovery, which includes documents, witness statements, and expert reports. The pretrial phase also involves motions filed by both parties to resolve certain legal issues before proceeding to trial.


Discovery is a crucial part of the legal process, allowing each side to gather evidence and build their case. It typically includes interrogatories (written questions), depositions (recorded witness statements), and requests for documents. Discovery can be time-consuming, as both parties aim to uncover all relevant information to support their claims or defenses.

Settlement Negotiations

Before proceeding to trial, the plaintiff and defendant may engage in settlement negotiations. This stage enables the parties to explore the possibility of reaching a mutually agreeable resolution without going to court. Settlement negotiations can occur anytime during the lawsuit, and if it succeeds, can result in a settlement that resolves the case.


If settlement negotiations fail, the case proceeds to trial. Trials involve presenting evidence, witnesses, and arguments before a judge or jury, who will ultimately decide the outcome. The duration of a trial differs contingent on the specifics of the case, the number of witnesses, and other factors. It’s important to note that not all bad faith lawsuits reach the trial stage, as some may be resolved through settlement or dismissed on legal grounds.

Appeal Process

If either party is dissatisfied with the trial’s outcome, they have the right to appeal the decision to a higher court. The appeal process entails presenting legal arguments to challenge the trial court’s ruling. Appeals can prolong the overall duration of the case, but they provide an opportunity for a review of legal errors or unjust outcomes.

Factors Affecting the Duration of a Bad Faith Lawsuit

Several factors can influence the length of time it takes for a bad-faith lawsuit to conclude. Understanding these factors can help manage expectations throughout the legal process:

Complexity of the Case

The complexity of the case plays a significant role in the duration of a bad-faith lawsuit. Complicated legal issues, multiple parties involved, or extensive damages can extend the timeline.

Court’s Docket

The court’s schedule and availability can affect the speed at which a bad-faith lawsuit progresses. Courts often have busy dockets, with numerous cases awaiting resolution, which can lead to delays.

Insurance Company’s Tactics

The tactics employed by the insurance company can impact the duration of the lawsuit. Some companies may attempt to prolong the process by filing motions, seeking continuances, or engaging in other delay tactics. An experienced attorney from Callender Bowlin can effectively counter these tactics.

Cooperation and Communication

Efficient cooperation and communication between the parties involved can expedite the resolution of a bad-faith lawsuit. When both sides promptly exchange information and respond to requests, it helps maintain the case’s momentum.

The Importance of Hiring Callender Bowlin

When dealing with a bad faith lawsuit, it is vital to seek the assistance of an experienced attorney specializing in insurance legislation, such as Callender Bowlin. Here’s why their expertise is invaluable:

Expertise in Bad Faith Claims

Callender Bowlin’s lawyers have in-depth knowledge and experience in handling bad-faith claims. They understand the intricacies of insurance law and have a track record of successfully representing policyholders in such cases.

Negotiation Skills

Skilled negotiation is vital in resolving bad-faith claims. CB Trial’s attorneys possess reliable negotiation skills, enabling them to engage in productive discussions with insurance providers and work towards a favorable settlement for their clients.

Resources for Building a Strong Case

The Callender Bowlin team has access to extensive resources, including legal research databases, expert witnesses, and specialized investigators. These resources are essential for building a strong case and presenting compelling evidence to support the policyholder’s claims.

Maximizing Compensation

With their expertise, Callender Bowlin’s attorneys can assess the full extent of the damages suffered by the policyholder and pursue maximum compensation. They understand the nuances of calculating damages in bad-faith lawsuits and will fight diligently to ensure their clients receive fair and just compensation.

Frequently Asked Questions

How long does a bad-faith lawsuit typically take?

The timeframe of a bad faith lawsuit can vary dependent on several factors, like the complexity of the case, the court’s docket, and the insurance provider’s tactics. On average, it can take several months to years to reach a resolution.

What damages can be recovered in a bad-faith lawsuit?

In a bad faith dispute, the policyholder can seek various damages, including but not limited to the original claim amount, additional economic damages due to the rejection or delay, emotional distress, and, in a few instances, punitive damages.

Can I handle a bad-faith lawsuit on my own?

While it’s technically possible to handle a bad faith lawsuit without legal representation, it’s highly recommended to seek assistance from experienced attorneys like Callender Bowlin. They have the expertise and resources needed to pursue the complexities of these cases and maximize the probability of a favorable outcome.

How can Callender Bowlin help me with my bad faith lawsuit?

Callender Bowlin specializes in bad faith claims and has a deep understanding of insurance law. They will guide you throughout the proceedings, gather evidence, negotiate with the insurer, and fight for your rights to obtain fair compensation.

Contact CB Trial Today For Your Bad Faith Case

Navigating a bad-faith lawsuit can be challenging and time-consuming. Understanding the steps involved and the potential timeline is crucial for managing expectations. By obtaining assistance from experienced attorneys from Callender Bowlin, policyholders can ensure they have the necessary support to navigate the complexities of a bad-faith lawsuit successfully.

Contact us today via (713) 955-9719 or through our inquiry form and you can obtain a consultation to discuss your case right away.